I say ,then; live by the Spirit and you will certainly not gratify the desire of the flesh.  For the flesh has desires against the Spirit, and the Spirit against the flesh; these are opposed to each other, so that you may not do what you want.” Galatians 5:16-17 

hangin’ around, nothin’ to do but frown, rainy days and mondays always get me down…that’s a familiar line in a classic Karen Carpenter’s song that i often used to hear when i was still growing up.  but that familiar line would have been written differently now. other than rainy days, there’s a certain day that is most looked forward to, yet dreaded by most at the same time- that is payday.  and no one understands this last statement more than those who are employed and get their paychecks on a monthly basis, and in some cases every 15 days. 

time was when payday was a day to look forward to.  simply put, it is the day that we get paid for what we have worked for.  it is the day when we receive the salary needed to pay for essentials like food, clothing, house, transportation and more, depending on one’s lifestyle.  it means a day when efforts are finally compensated, and the need for fulfillment is finally satisfied.  to some wise few, this is a day when savings deposits get a boost. 

but in everyone’s life, change is a constant. we get married, build houses, have kids, send them to school and provide for their needs.  the paycheck that was once a whole big chunk for only one, is now chopped into bits and pieces. for those married couples who are fortunate enough to be blessed with prime jobs and fat paychecks, budgeting is no sweat. but for the majority of the ordinary workforce who are not trained enough to manage finances well, it is a hurdle.  the once upon a time, treasure of a paycheck is no more.  it is already spent long before it is even received.   and therefore, the payday that was once looked forward to is now the dreaded payday in another sense.  it is now a day when we need to pay what we owed, leaving us with nothing to take home anymore.  and at this credit card age and borrowing generation, when we live in a mentality to spend now and pay later, we live the next days on borrowed resources until the next dreaded payday.  and the cycle just goes on. and on and on.

this is the sad reality.  except for love, nothing strikes us swak in our cores as money problems does.  whether it was because of the economic meltdown, the wrong management of our own personal finances, the bad investments, or even swindlers stealing our hard-earned money under our noses, one time in our lives we experience the crunch.  no one is spared.  and i thought, if such financial turmoil could happen to the goliaths of wall street, then it surely is inevitable to happen to the davids of main street.  

it is easy to put the blame on anything and anyone other than ourselves.  sometimes, bad things just happen.  oftentimes we don’t see them coming.  but finances are only one fragment of our lives.  although it plays a vital part to make us whole, it is not the be all and the end all of our existence.  the depletion of our finances makes the other fragments of our lives more vivid, and makes us think about what is really important and what really matter to us.  paydays may dictate what our lifestyles should have been in the first place, but wisely, paydays must not dictate the quality of our lives in general.

right now, we may all be in a gutter… but we must keep looking at the stars.

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